Mortgage Lender · NMLS #999838
Here’s what buyers, homeowners, and agent partners say about working with us.
I've worked with Sunnie Baltes many times over the years, and I can't recommend her enough. As a realtor, it's rare to find a lender who is not only responsive and reliable, but also incredibly detailed and compassionate throughout the entire process. Sunnie is exactly that. She makes every transaction feel smooth and manageable, no matter how complicated things get behind the scenes. My clients always feel supported when working with her, and I do too. She's one of the best in the business, and I'm always grateful to have her on the team. I also like going through and reading several of the reviews my clients have left her! Always 5 stars!!
As a real estate industry professional I can truly say that GREAT lenders are far and few between and Sunnie is truly one of them! She has not only handled several transactions for my clients seamlessly but has also helped me personally with my home loans. Sunnie is extremely communicative and on top of it! I highly recommend her to anyone who is looking to purchase a home.
Excellent service honest business woman who strives in excellence for her clients
Sunnie is reliable, dependable, on top of it, and really cares about helping you purchase a home. Great great person to go to for home loans.
Superior customer service, exceeding our expectations by providing advice and suggestions specific to our unique needs. Always accessible and responsive to everyone involved in the process.
I'm so glad my Realtor put me in touch with Sunnie - She's incredibly quick to respond and always friendly, but what I really appreciated is how informative she was. I was a first-time home buyer and anytime I had questions or needed clarification, she explained everything thoroughly. Sunnie made me feel a lot more confident about the whole process. My rate may not be great (not her fault!), but when it's time to refinance, Sunnie will be the only mortgage broker I call. She made the entire experience smooth and straightforward, and I couldn't have hand-picked a better person to help me out. Many of my co-workers will soon be looking to buy homes and Sunnie will be the first lender I recommend!
This amazing mortgage broker has handled five home loans for me since 2018 - I’m practically attached at the hip with Sunnie! It all started when I was a first-time homebuyer trying to understand the process, and Sunnie was the only mortgage broker who took the time to explain everything I needed to know about FHA, long before I was ready to buy. She gives the best advice on rates and timing, explaining all your options and what to watch out for (like HOA considerations). Her responses are always quick, and she's incredibly knowledgeable about the entire process. I don’t even research other lenders anymore - I just pick up the phone and call Sunnie. When I purchased my home here in Riverside County, even my Realtor mentioned how impressed she was with Sunnie! Her patience is unmatched which is why I jump at every chance to pass her name along.
Sunnie has such a positive attitude and really made us feel like she was on our team - she truly has your back. I couldn't have asked for a better mortgage lender to help us. She was friendly, knowledgeable, and always available! This was my first time buying a home, and from day one, she took the time to explain everything while walking me through every step of the process. She was always informative and on top of everything, making sure we knew what she was doing and when. I couldn't get over how incredibly detail-oriented she was. She is very thorough and made the process easy. She also knew exactly when to lock in the loan to secure us an awesome interest rate. If you're a first-time buyer in SoCal (or even if you've purchased before), I can't recommend Sunnie highly enough. Her personality is a delight to work with, and I'm looking forward to working with her again in the future!
I was a little overwhelmed, given it was my first time buying a house, but Sunnie kept me grounded and working with her was absolutely seamless. It felt like I was working with a family member or someone I've known forever. She was super professional but very personable. What I loved about Sunnie was that she wasn't pushy at all. She guided me along this experience and made it so easy. She explained everything really well, taking the stress out of all the numbers and all the different legal jargon. When I found the house I wanted in Sugarloaf, my Realtor, Julien Anaya, actually referred me to Sunnie. They honestly worked together like a dream team. The whole process was incredible - they both explained everything so well and got everything done incredibly fast! They made buying my house completely stress free. I'd definitely love to refer Sunnie to friends and family in the future - and when it's time to refinance - I'll be back for sure!
Awesome mortgage broker to know in Riverside County!! Sunnie's communication was on point and she made everything easier than the first time I bought a house. She's also much easier to get a hold of than other loan officers, which is a big deal when you're buying property. If you need something done by a certain date, she is on it - She works at the pace you require. She even managed to get me a pretty decent rate for the time, and I plan on using her to refi when they drop again. What's cool is my Realtor met Sunnie for the first time on this transaction and he's been sending people to her ever since. She's just that amazing! At this point I've referred 3-4 folks her way because she has that reliability factor which is hard to come by. You just can't beat the service she provides.
Sunnie secured us a surprisingly great rate, and I'm not exaggerating when I say she was the best mortgage broker I’ve ever worked with! Hands down one of the hardest-working lenders I’ve ever come across. From the start, she was an absolute pleasure to work with. She’s a mortgage broker who makes you feel comfortable and takes the fear out of the home-buying process. Her online system for handling documents got us through the approval stages super fast. Beyond her expertise, she is incredibly friendly, welcoming, and warm. Sunnie is also extremely patient, always willing to explain things multiple times if needed, and she does it all with an encouraging, positive attitude. Thanks to her, our mortgage was executed perfectly without a hitch. Any homebuyer in San Bernardino County would be crazy not to work with her! She made our entire loan process smooth and easy, and even when we had to back out of offers on the first two homes, she continued to work relentlessly on our behalf. Sunnie is just amazing and has all the right connections!
Selling and buying a home is such a stressful process and a personal one. When escrow got messy while selling our home, Sunnie stepped in like an angel and suddenly the process wasn’t so stressful or messy anymore. She handled the complicated situation with grace and eased all of our nerves. The process became simple and fell into place. Now that we are looking to purchase another home the first person I contacted was Sunnie. I never wanted to go through a messy escrow again. Her process of collecting information and breaking down the process is so simple and stress free. I know what to expect and the biggest thing for me is I trust Sunnie! She’s smart and I know the information she provides is 100% trusted and true so there’s no surprises when I’m buying my dream home. She’s the best.
I have worked with Sunnie many many times over the years, and has never dissapointed me or our client's. She's honest, patient, ethical, and very knowledgeable in the home loan process. I highly reccomend her for any of your home loan needs!
Sunnie was AMAZING through out the entire process of purchasing our first home. I actually contacted her a few years before we were ready and although I knew it wasn't going to happen just yet she took her time and answered all my questions and gave us advice. Fast forward to the home buying process, her patience in answering all our questions with honestly and understanding is unmatched. She is a true gem! We couldn't have survived the process without her.
Sunnie is an amazing loan officer. She truly cares about her klients. I know when I send her a California referral they will be treated like gold. Let Sunnie B show you the money!
Sunnie is awesome! First class service during every aspect of the transaction. She was prompt, informative and best of all a truly good person that you can trust. Sunnie was so patient during my multiple negotiations and worked closely with my real estate agent to make my offer stand out in a competitive situation! My go to lender hands down.
Sunnie is one of the best Loan Officers I know. I know that when I send a client to Sunnie, they will not only receive great service but will be cared for by her team. This can be a difficult process to navigate. You need someone who is knowledgeable and dedicated to get to the closing table on time. The best in CA is Sunnie Baltes
Where do I begin with Sunnie! We were referred to her, through a close friend and I am so pleased with the outcome of Sunnies Services! She was always reachable through every step of the process and answered all questions that came up. As well as being completely transparent on said options that were presented to us. I was never in the dark, at any point. I highly recommend Sunnie to anyone looking for a home loan or refinancing! I will definitely be coming back to her to Refi in the future!
Sunnie Baltes is a FANTASTIC lender! I had the opportunity to work with her on a real estate transaction last month. This being our first time working together, I was a little nervous. After my first conversation with Sunnie, I knew she was the real deal. She's very educated, efficient, and kind. She closed the transaction on time without any issues. She answered every call, and produced every document promptly when requested. Her kindness and professional demeanor made our time on this transaction enjoyable. I will absolutely use Sunnie again in the future!
5 STARS! Sunnie was incredibly informative, cooperative, responsive and attentive to all of my issues as I had next to no knowledge of the real estate landscape. I needed an amazing lender to provide knowledge and assistance at a moments notice and I was always taken care of. After almost 9 months of looking, I purchased my first home in May of 2021 when it was EXTREMELY tough to close a sale, but we made it happen thanks to Sunnie and her Team. I HIGHLY recommend Sunnie Baltes as your mortgage lender and I could not be happier with me new home! Best Regards, Conrad
Sunny Baltes has been amazing and so helpful in my home purchase. I bought a home in Florida, Sunny and her team was on the spot at all times and made this experience without a doubt the easiest experience I have ever had. If I buy another home, or even refinance later on, I will never use anyone else. If you looking for a team that has your back with all the answers? Look no further. I know I won’t. Thank you Sunny and your team for all the dedication and hard work for a fast closing, and an amazing experience.
Sunnie and her team were extremely helpful in guiding us through the loan process. They made sure to answer all our questions. We highly recommend them!
The whole process went very smooth. Sunnie and her team were very prompt in responding all of my questions. It was definitely a very pleasant stress free experience. I was constantly informed of every step and the status of my loan. I highly recommend her services! Thank you so very much!
Sunnie, and all involved, honestly went above and beyond to help me. She kept me abreast of everything that was taking place and the expected timberline and made the whole experience very easy for my wife and I. If I buy a home in this area again I'll definitely seek her services.
Sunnie is absolutely amazing! I was finally buying my first home and knew very little about the process. She made it a piece of cake and was beyond professional and so nice! She knows what she’s doing and treated me like I was family. I would extremely highly recommend her and her amazing team to any of my friends or family and would know she’d take care of them 1000%
Sunnie was helpful in the refinance process but was not able to help us to help us to access existing equity in our home. As a result we have since needed to refi again with another lender. Sunnie is nice overall but struggled to meet our primary goal for the refi.
easy to work with
Sunnie and her team has always been on top of their game when it comes to getting the right loan for us and they’re always right there with us they the whole process until we close for anything we need ! We wouldn’t think of going anywhere else !!
Such an amazing experience everything went so fast & smooth. Sunny was always there if we ever had any questions. Also made our first time buying a house the best experience I think anyone has to offer.
S u n n i e second dealing we've had with her she's the best I would recommend her to anybody family friends anybody I know she's very thorough and took care of all of my wife leaves thank you very much Sunny preciate it
This was my second home loan that Sunnie processed for me. She did a great job for me 6 years ago, that I wanted her help me with another home loan. She is very attentive and always answers any questions I had and always got back to me right away. I’m highly recommend Sunnie and will always go to her because of the care and professionalism she gives to her customers.
Sunnie was exceptionally accessible, proactive, professional and efficient. She guided me to a VA loan with the best option for my refinancing. She and her team kept me regularly updated and were true advocates on my behalf. I give Sunnie my highest recommendation for your real estate transactions!
Sunnie and her associates did amazing work with a refinance that I was involved in. She was professional, accommodating and transparent throughout the process. Im very happy with the results and her attention to detail. Thank you for all you and your team did. Highly recommend and will do business with again when its time to buy another home. Thank you!
Sunnie changed our lives! We thought owning a home would never be an option for us. As first time home buyers we had no idea what we were doing and had so many questions. After finding Sunnie through social media, she carefully walked us through the home buying/ mortgage application process. She was so patient and helpful with us. All the way through Escrow we were ten steps ahead because Sunnie had prepared us so well. She is the best of the best. 100 percent recommend.
My family had a fantastic experience with Sunnie! Extremely capable and supportive, she helped us through the whole process with ease and a personal touch. We can’t thank her enough! Even years after we closed our home, she still provides us with advice and encouragement. Thank you Sunnie!
Sunnie helped me with the pre approval process. There are a couple things my husband and I have to square away before we buy our first home but I will absolutely be coming back! Sunnie was very dedicated and knowledgeable in the whole process. She took her time to answer and explain all of my questions. It was such a smooth and quick process with her, I hadn’t expected it could be as such. I can say for certainty that when the time is here we will be calling Sunnie again!
Sunnie is absolutely exceptional. She is always my first recommendation and everyone always says how prompt she is. She is kind, quick, helpful, knowledgeable and a miracle worker when it comes to financing! She is wonderful with first time home buyers and if you are considering a CALFHA, she is a MUST. Thank you for all your hard work, Sunnie! You’re the best!
This lender did not respond to phone calls. Text messages were sent that seemed automatically generated. When I asked repeatedly for a phone call before applying through a link that was emailed to me she did not respond with a phone call. Instead, i continued to get text messages asking for my information and telling me about programs. It made me very skeptical so I ended up reaching out to another lender.
Sunnie and her team went well above and beyond what I expected - as a first time buyer and a veteran, I expected to be lost and fighting for a place to buy! Their communication and professionalism really kept MY stress levels down and I would definitely recommend and use them again!
Sunnie is simply the best in the business. Her passion shines through in her work. She is very knowledgeable and responds super fast. Definitely would work with her again!
I highly recommend Sunnie! She was exceptional and made the process as smooth as can be.
Sunnie was awesome to work with. Very professional, informative, and welcoming. I’d highly recommend working with her. She’s the best!
Excellent partner, Sunnie was extremely helpful and resourceful throughout the process. I highly recommend Sunnie for your lending process. — Said Tarabay
Sunnie helped make the whole process seem effortless. Her expertise and knowledge far exceeded my expectations and I could not be more grateful for everything she did. I would recommend Sunnie to anyone who is in the market. Let Sunnie help you the way she has helped so many of us.
Four years ago Sunnie came highly recommended to be our lender of choice. Having that recommendation relieved a lot of the stress that usually accompanies the home loan process. This allowed us to concentrate our time on packing and moving. In the end this mortgage process was a big help for my wife and I when buying our current home. Sunnie even added a personal touch when she came over to look at our house and share in our joy more like a friend than a business deal. Something that we appreciated.
Thanks Sunnie !!!
Armand and Virginia
Sunnie and her team, made our Refi process simply and easy! Always great to work with and goes above and beyond when it comes to customer service.
Sunnie, was kind, considerate and caring. We visited over a year before we bought our house. She helped us get are credit in good shape. Once we were ready, Sunnie and her team work hard to get us the home loan that got us into our first home. We wouldn’t be homeowners today if wasn’t for Sunnie and her amazing team.
My experience with my refi was so simple. Sunnie Baltes as usual goes above and beyond to make your experience the best as possible. Sunnie and her team always answered any questions as soon as possible. I couldn’t have been more happier with my experience.
My wife and I bought our home in June of 2019. Sunnie with Cherry Creek mortgage out of her office in Redlands serviced our loan from start to finish. We found her quite competent and very pleasant to work with. We would highly recommend her services to anyone needing her expertise. Sincerely ,
Robert and Debbie Jacob's
Calimesa, CA.
Sunnie is a true professional she made it very easy during the mortgage process. I felt like was working to find me the best possible mortgage and I appreciate her efforts.
I would highly recommend Sunnie to anyone looking for a mortgage
Great attitude, very important to me.
Awesome team work.
Thank you for all you have done for me.
My experience with Sunnie and her team was just THE Best!! I don’t know what I would have been able to do without her assistance, I felt like I was about to lose everything I had worked so hard for. With the exceptional hard work and all hands on deck approach of Sunnie and her team I was able to successfully complete my refinance in no time! Everyone I worked with was so friendly, patient, positive and dedicated! I would have not changed anything in my process and beyond thankful for all their guidance and support. I was able to keep my home and ultimately be at peace and start a new chapter in my life. Thank you Sunnie for Everything- you’re such a blessing!!
Sunnie Baltes is an amazing person to work with. I feel so grateful to have her guide us through the experience of buying our first house. The process seemed effortless with all the hardwork she put in. All of our questions were answered quickly and clearly. I will definitely be coming back to Sunnie in the future.
Sunnie is amazing and is always available to help out when she’s needed.
Sunnie is always extremely helpful and amazing to work with, and she truly cares about her customers. We will absolutely seek her out when we need help again, and appreciate her knowledge and advice.
Very easy to work with
Sunnie is amazing. She will go the extra mile to ensure your experience is extraordinary. She is very helpful and more than happy to answer any questions you have. We have used Sunnie several times and every time she exceeds our expectations. Would definitely recommend and use her against.
I have had a complicated situation , Ms. Sunnie Bates was skillful and take the time to address barrier for me . Ultimately I was able to obtain an excellent mortgage loan for my home. I highly recommend Ms. Bates for your next mortgage loan .
Sunnie was very helpful, walked with us step by step through the entire escrow process, and went out of her way to find us a better insurance rate when she thought we got quoted to high. I would highly recommend her!
Sunnie is easy to work with, very knowledgeable and helpful.
Highly recommended.
Amazing experience!!!! I can’t thank Sunnie enough for the time and attention she gave us!!! Helpful advice, patience with our questions and process!! I’ve worked with her twice now and I will always and forever turn to her for my finance needs! You’re just stupid if you work with anyone else!
Very professional always get back with you on time reliable
Sunnie is seriously amazing, and that is an understatement! She did everything to make sure the process went and smoothly for us and first time home buyers, and helped with things that she was expected to do. She exceeded our expectations! I have only the best to say about her!
I had great experience, I was treated like family..
Wow!!! Knowledge, experience and great customer service all packed into one! She is great, look no further, our team and I have worked with a lot of lenders and Sunnie hits all the marks!
If you are looking for a lender, look No further!! Sunnie will not stop until she does everything earthly possible to get you approved. Her magnetic personally will make feel at peace during the stressful process. She will fight for you and make your dreams come true. She made ours.
I recently purchased a home from a family member. I made contact with Sunnie and she made everything happen. No realtor needed. She made it happen from getting the home loan, to settings me up with escrow to lining up the signing agent at closing. Sunnie made the whole process very painless! Any time I needed to get ahold of her, she seemed to drop everything to answer a phone call, text or email from me. She took the time to explain every detail of the process and any other questions or concerns that I had. I highly recommend Sunnie as your Home loan specialist!
Sunny really helped me out she got my loan after my divorce she got me into a new house Sunny is a type of person who will have your back and make sure that you are very happy
Sunny was great to work with. She helped us through several questions along the way. It was a pleasure to meet her in person as we were able to meet her during our receiving of the keys to our new home. We highly recommend using her expertise and service for your loan needs.
Sunnie was a pleasure to work with. She kept me up to date every step of the way on my mortgage process. Sunnie was more than willing to answered any questions or concern I had immediately. Definitely given a chance in the future Sunnie would be my first choice to work with. Thanks Sunnie for all your help on this!!!!
Awesome staff and Customer Service.
I can not say enough positive things about Sunnie, she is the best lender I have ever worked with. She is prompt, professional and very knowledgeable. She takes the time to know the client to make sure she serves them the very best possible way. I have done four transactions with her and referred many of my friends and coworkers to her. No one will ever have my business.
SUNNIE BALTES we grest in handling my refi. She is the first one I will go to for mortgage refi.
Lori McCarver
Colton, Ca
Sunnie is very helpful, knowledgeable, and has always been available to answer questions or address any concerns I had .
She was awesome!!!
Friendly, knowledgeable, quick response time, efficient
Sunnie has been amazing!! From the start of buying a house to the very end. I found Sunnie before I was ever for sure about buying, I had a lot of questions and clueless to the process as it was my first time. Sunnie jumped on a call with me for the an hour and helped answer all my questions and helped me develop a plan of action. After a few months we were ready to get started. She got us pre-approved and set up with the best realtor! When I found my perfect home Sunnie stayed up with me until the late hours ensure we could go above our budget a bit and stay within a great price. She has helped all my questions, weekend inquires, and late night calls. She has been the best lender out there and I will be recommending her to anyone and everyone!
I Had the pleasure of working with Sunnie Baltes to refinance my house she was very professional quick to get things done kept the whole process on track I would definitely recommend her to friends & family
Professional, knowledgeable, responsive, honest and efficient! Cares about her clients. Always goes above and beyond. Working with Sunnie is a pleasant experience for all involved! I feel proud to always refer clients to Sunnie as I know they’ll be in great hands as well have a great loan experience!
Our 2nd time working with Sunnie and we could not be happier with the transaction. She is fantastic to work with. Upfront, helpful and kind. We have recommended her to many family and friends and if the need ever arises in the future, we will use her services again.
Sunnie is awesome, and you can trust her to do a great job getting you a mortgage!
Sunnis is awesome and you can trust her to do a great job for you!
Sunnie and her team were amazing! They were professional, responsive, and patiently explained the process and answered all of our questions as this was our first home purchase. The experience was seamless. We were also able to close escrow on our wedding anniversary, and they worked hard to help make that happen for us! Thank you Sunnie, Rachel and the entire team!
Sunnie is trustworthy, reliable, and responsive. She took great care of us and made our refinancing process very smooth. This is the second time we have used her services and have no complaints!
Sunnie is my preferred lender. She is hands down one of the best I have worked with; ethical compassionate, honest and dedicated to her job and her clients. I have had the pleasure of working with Sunnie for the past four years and highly recommend her.
Sunnie and her team are amazing and easy to work with. I received answers to my questions very quickly. I always refer my clients to Sunnie and am so happy I had a chance to work with her when we refinanced our home. Very easy transaction! I look forward to working with you again, very soon!
I'll start off by saying a BIG THANK YOU. Sunnie made our refinance a breeze. Sunnie was always available and offered constant and clear communication, all the things I was hoping for with such a large financial decision. I highly recommend her services.
Sunnie and her team were amazing! Extremely sharp and knowledgeable about the whole process. I knew nothing about the home buying experience and Sunnie was able to break it down to me in ways I could understand and so I felt comfortable as well. Their communication and dedication were top notch! Always accessible and ready to help even with questions that were asked of her more than once. I was always leery of the stress involved but Sunnie truly made it a breeze of a process. I’d highly recommend them !!!😎 you won’t find a more professional courteous and caring team to work with... especially Ms. Sunnie
Sunnie was delightful to do business with. My refinance went smoothly. There was always open clear communication and all my questions addressed promptly. The process and transaction was transparent and Sunnie was an advocate and there was no pressure to sell. I'm a raving fan. Thank you Sunnie!!!!
Sunnie is an awesome mortgage professional who as a great attention to detail. Sunnie works hard to get her clients a great rate, and takes the hassle out of the process. You can count on Sunnie to make it convenient! Sunnie comes with my highest recommendation!
Sunnie Baltes is an expert in this field! My husband and I were afraid to even begin the process of buying a home. Sunnie put us right at ease. We came to her with a million questions and she answered every one. She took her time and thoroughly (and happily) explained everything we needed to know. We will always recommend her for mortgage lending and guiding you to take steps in becoming homeowners. She genuinely cares for her clients and wants to help them attain that American Dream! 🏠❤️
Sunnie is the best of the best! She made my loan process smooth and painless. She is an advocate for Veterans and knows the VA loan process inside and out. Her Patriot Program put money back in my pocket after we closed. She kept me updated throughout the whole process and answered numerous text messages at all hours of the day! She genuinely cares about her clients and will work tirelessly to make sure you get your dream home!
I had the pleasure of working with Sunnie Baltes when financing my new home. She was very knowledgeable when it came to answering all the questions me and my husband had. She took the time to go over all the documents with me and her expertise was much appreciated. I would definitely recommend calling Sunnie when you need a loan. At the end of the day, she really cares about you as her client and wants you to feel comfortable through the entire process, start to finish. I can’t thank her enough for guiding us through the loan process.